Thank you for the suggestion,but I don't feel confident about asking people to input their personal credit card details directly into a form on my site. As you probably know, there is a lot of suspicion about Identity fraud and Data protection issues in England at the moment, and I know that I would be wary of giving out my own details to an unknown recipient, that's why I like Paypal. The Paypal site comes up in a new window, which you close when the payment is sent, and you don't have to return to my site, as you're still there, anyway. It's possible to fill out the Question form, then go to Paypal afterwards, so I don't think that's too much of a problem . I have looked at the links you recommended, and thank you for your helpful suggestions. Maybe I'll reconsider when I've researched it a bit more. Regards, Gaynor.